欠債50萬

mastertim

oldmaster 發表於 2013-5-26 11:51
回應 mastertim #19 的帖子

因為這次是私人欠債。我都打算問下佢接唔接受IVA

無需你直接問債主,你有份工,債主當然唔想你IVA,你可透過律師處理

oldmaster

回應 mastertim #21 的帖子

但債主可以唔接受IVA，是嗎?

win126128

看了各位的参考方法,了解甚多,谢谢!

coex

I think bankrupcy or bank loan may be your best bet... considering interest rates are quite low now... its probably better than the person who you are borrowing from now la... good luck man

TOWINGWING

回應 oldmaster #1 的帖子

你試下兇佢,如果破產,佢就咩都冇...it may or may not works.  Also depand on how old are you and what kind of profession are you.   I went thought all this about 10 years ago so I do know how you feel...  

TOWINGWING

回應 oldmaster #1 的帖子

C-hing...In the matter of fact...Do you know any CPA as a friend.  Ask them if you do.

oldmaster

回應 oldmaster #22 的帖子

照我所知，債主可以say no

oldmaster

回應 TOWINGWING #25 的帖子

我是做IT工，不過有時要出差。都怕破之後會影響份工。

TOWINGWING

回應 oldmaster #28 的帖子

You can travel as much as you wish......No one with care about this.  But please consider for the amount of HK$500,000.00 only!!! 破產 may not be the best way.  re-consider!!!!

TOWINGWING

回應 oldmaster #28 的帖子

都怕破之後會影響份工。

It should read as " No one will care about this."

oldmaster

回應 TOWINGWING #30 的帖子

I prefer Iva more than bankruptcy. Thank you for your tips.

liangkev

香港人真老實

按台灣慣例（假設是私人間）
去談判
只需還30%

也就是債主要不然1毛錢都拿不到
否則就接受30%

TOWINGWING

回應 oldmaster #31 的帖子

Do you fully understand IVA? Do you know what you can do and what you can not do under IVA?

oldmaster

回應 TOWINGWING #33 的帖子

之前睇過D website, 都明白大家的分别. 但當要決定時真是好難

oldmaster

回應 liangkev #32 的帖子

會同債主傾但佢之前講如果還不清，法院見.

TOWINGWING

回應 oldmaster #35 的帖子

會同債主傾但佢之前講如果還不清，法院見.

In this case....Make surte that he may not have a cent for return and wish you good luck.

dada88

做債務重組是最好的選擇

fiveinches

回應 liangkev #32 的帖子

係唔係其ga..台灣D黑幫咁西利..............

Lbzhang

可有其它實物資產做抵押以便做mortgage 低息分期減低每月供款壓力，if no, consider debt restructuring or haircut....otherwise file voluntary bankruptcy

Bigcar

回應 Dennischan85 #11 的帖子

再同銀行，借多一佰萬，去葡京，一舖買矖落去，贏咗就走人，輸咗就再借過，再借三佰萬，就係一舖買曬佢，總有一次贏番。不過你稔到唔好稔，咁係唔得嘅。