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發表於 2012-8-19 18:14:25
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回帖獎勵 +168 元錢
I have to correct your concept. If you hold cash (Conservative Fund classified as a very low risk category), there is a chance to lose, lost to inflation. Especially we patched with US dollars. If QE3 is going to launch, you HK dollars is going to shrink again. Typical Asset Allocation
An authorised unit trust comprised entirely of high grade Hong Kong dollar denominated monetary instruments: 100%
The investment objective of the Guaranteed Fund is to achieve long-term capital growth with low volatility whilst ensuring that the Guarantee is met.
Typical Asset Allocation
Equities: 0-50% ,Bonds: 20-100% , Cash: 0-80%
Guaranteed Fund is a good choice at current situation, because of the World's Stocks Market is quite volatile. If the Europe Debt is not able so solve in due in a year or two. Their debts will get bigger, which is going to pull down the world’s economy.
However, if you are still young, I suggest you to allocate your portfolio with high risk strategy. The reason is that you should aim your return in 20 to 30 years later.
Remarks:
Investment involves risks. Past performance is no guide to future performance.
The investment risk is provided for reference only. You should not make your investment choice based on the information of this website only and should read the relevant 'Principal Brochure' for further details about each fund.
If you are in doubt about the meaning or effect of the contents, you should seek independent professional advice.
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樓主: kkkalvin
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