剛才食飯,聽到後面卡位對男女講買樓

Ilovecassidy

回復 我係分身 #1 的帖子

No matter who is right or who is wrong in the matter of buying a flat, I think I will support the husband to buy something within budget, because you never know what will happen in the future.

Bippwin

Ilovecassidy 發表於 2012-7-13 11:31
回復 我係分身 #1 的帖子

No matter who is right or who is wrong in the matter of buying a flat, I th ...

It is within the budget for 20 years loan for a small flat.
It is also still within the budget for 30 years loan for a bigger flat.
What's the problem with choosing a 30 years loan plan rather than a 20 years loan plan?

Ilovecassidy

回復 Bippwin #26 的帖子

Bippwin ching, I agree your calculation between 20/30 years and I also agree it will be better to have a bigger flat in order to please the wife, my point is always prepare for the worse, for example, to the city I am now in (Toronto), the finance minister has just revised the mortgage years from 30 to 25 which means, even the bank people are worrying about world economy situation and of course the bubble in real estate.

Bippwin

Ilovecassidy 發表於 2012-7-13 11:54
回復 Bippwin #26 的帖子

Bippwin ching, I agree your calculation between 20/30 years and I also agre ...

The worse?
Buy as small as possible then, 20 years loan is still too long.
Try to find a smaller and cheaper one and change it to 5 to 10 years loan plan.

We are always bargaining between living qualities and risks.  
For girls in Hong Kong, they have addition risks that their husbands might have affairs outside if they have too much pocket money.
As man, I will perfer the man's choice.  As the girl's present boyfriend or future husband, I will accept her choice.